Questions. Answers. No marketing.

Quarterly VSAOI filed in EDS, annual GID prepared and submitted, quarterly permit-safety check, WhatsApp support Mon–Fri 10:00–18:00 EET, and VID-letter response if VID writes to you.

Tap “Start €7/month” on any page. We ask 2 questions on onboarding (your tax regime + platforms you earn on), then send you a WhatsApp from Sara to confirm everything in writing.

No. We register you in EDS if you’re not. The process takes 1–3 business days and is free as part of your first month.

Yes — this is the most common situation. We assess in a free WhatsApp chat, give you an honest range for the catch-up cost, and walk you through it. Most cases resolve in 1–2 weeks.

VSAOI is Latvia’s mandatory social-insurance contribution for self-employed people. You file quarterly — by 17 April, 17 July, 17 October and 17 January. At an average Wolt-courier income that’s roughly €727 per quarter. We do the filing for you.

For couriers with low expenses and turnover under €25,000, MUN at 25% of turnover can be simpler. For drivers with high vehicle expenses, the general regime is often cheaper because you deduct real costs. We pick based on your actual numbers.

GID is the annual income declaration. Due by 23 June for the previous calendar year. We prepare and file it as part of the €7/month plan.

If your rolling 12-month turnover crosses €50,000 you must register for VAT. We monitor that line for you, register you when needed, and file your monthly PVN return. Couriers almost never cross it; drivers and freelancers sometimes do.

Forward it to us on WhatsApp. We translate it, respond on your behalf, and update you the same day. Included in the €7/month plan for routine letters; complex disputes are handled under our Defense add-on.

Latvia’s Immigration Law §23 lets PMLP refuse or cancel a residence permit if you have registered tax debt over €150 — or if no taxes have been paid for you in the last year. Source: pmlp.gov.lv.

Every quarter we send you a permit-safety check — how much you owe, when it’s due, whether you’re approaching the €150 line, and what to do next. We catch problems before they become registered debt.

No. We only file with VID — and only what you authorise. We don’t respond to PMLP data requests without your explicit consent and a formal legal order.

If new restrictions pass, we help you transition: into employed status with the platform, into MUN-irregular regime, or into a SIA structure. Included for active subscribers.

We’re a software-and-service hybrid. Most of the work is automated; humans step in for filings, disputes, and questions. We pass the savings to you.

Yes. €7/month means €7 leaves your account. No hidden fees.

Yes. Cancel on WhatsApp or in your account. No contract, no notice period, no cancellation fee. You can re-subscribe later if you change your mind.

First month is free. Within 14 days of paid signup: full refund. After 14 days: prorated. If we miss a deadline that was our responsibility, we refund the month and cover the late penalty.

Card via Stripe (Visa, Mastercard, Apple Pay, Google Pay). SEPA direct debit on request. We don’t accept crypto.

Mon–Fri 10:00–18:00 EET: average under one hour. Outside hours: first thing the next working day.

A real human on our team. Most often Sara (our tax practitioner) or Arpit (customer success). We tell you who you’re talking to.

Yes — that’s the best way to reach us. Send the photo, we read it, we reply.

WhatsApp uses end-to-end encryption between you and our business phone. We store conversation transcripts only as long as needed to resolve your case.

Encrypted at rest on EU servers (Hetzner, Germany). GDPR-compliant. We don’t use US-based clouds for customer data.

Encrypted, retained only as long as legally required for KYC (typically 5 years after the relationship ends). Delete requests honoured under GDPR Art. 17.

Email data@rozofinance.com or message on WhatsApp. We respond within 30 days under GDPR Art. 15.

No. Never. We only share data with VID when required for the filings you authorise.